Need additional business capital or interest-only business funding? Tell us what you need.
*Settlement subject to credit approval, legal documentation and all lending conditions being met. Timing is confirmed for each loan.
More ways to fund.
Property-backed funding for business cash flow, investment renovations, GST and property trading.
Unlock more of your property equity for a larger business funding need, behind your existing first mortgage.
Bridge a business-purpose property purchase, sale or refinance with a clear short-term repayment plan.
Business-purpose, non-consumer credit only. We do not offer loans for personal, domestic or household use. All amounts in NZD. Lending is subject to assessment, available equity, security and an acceptable repayment plan. Rates, fees, terms and drawdown timing are confirmed in your individual offer.
Residential property security. Use the equity in your home to fund your business. Our loan sits behind your first mortgage, so you can keep your existing bank loan. Business purposes only.
Start with a simple enquiry:
Across our business lending solutions. Above the listed product limits, funding is considered individually.
Settlement targeted in 3 days, depending on both parties’ solicitors and completion of approval, documents and lending conditions.
Short-term funding structured around your business and repayment plan.
Extensions are subject to reassessment and agreement. Any applicable fees are confirmed before you proceed.
Principal is due at the end of the agreed term. Your offer sets out the payment schedule.
No valuation report required. We will ask for your loan repayment statement and recent bank statements.
Our in-house legal team helps keep fees competitive and the process moving quickly.
A difficult credit history doesn’t have to close every door.
The equity available after your existing mortgage helps determine your borrowing capacity.
We will ask you to confirm the property’s GST status.